Oyster Bay Harbour Homes for Sale and Community Guide
Discover homes, amenities, boating and community life in one of Fernandina Beach’s distinctive gated neighborhoods.
What Should Buyers Know About Oyster Bay Harbour?
Oyster Bay Harbour is a gated residential community in Fernandina Beach, Florida, known for its mature tree canopy, natural surroundings, community amenities and proximity to the independently operated Oyster Bay Yacht Club.
The neighborhood offers a varied collection of custom homes and homesites, including properties with wooded, lake, marsh, creek and river settings. Its location provides convenient access to Amelia Island, historic downtown Fernandina Beach, area beaches, shopping, dining and boating.
Colleen Gerke is an Oyster Bay Harbour resident and the Broker and Owner of Close With Colleen Real Estate. Her brokerage office is located in the Bay House within the community, giving buyers a genuinely local resource when evaluating Oyster Bay Harbour homes.
Take a Look Inside Oyster Bay Harbour
As a resident, I created this video to introduce buyers to the setting, amenities and coastal character that make Oyster Bay Harbour distinctive.
Watch the community tour, then contact me if you would like to discuss available properties or arrange a private showing.
Take a tour of Oyster Bay Harbour, a gated residential community in Fernandina Beach, Florida, known for its mature tree canopy, natural coastal setting, community amenities, and proximity to the independently operated Oyster Bay Yacht Club. The neighborhood features custom homes and homesites with wooded, lake, marsh, creek, and river views.
Your guide, Colleen Gerke, is an Oyster Bay Harbour resident and the Broker and Owner of Close With Colleen Real Estate. Her brokerage office is located in the Bay House within the community, giving buyers and sellers a genuinely local resource for Oyster Bay Harbour real estate.
If you are considering buying or selling a home in Oyster Bay Harbour, contact Colleen for firsthand neighborhood insight, personalized guidance, and sophisticated real estate marketing.
What Makes Oyster Bay Harbour Distinctive?
Oyster Bay Harbour combines an established residential setting with the natural beauty associated with Northeast Florida’s coastal landscape. Mature trees, winding streets and varied natural views give different areas of the neighborhood their own character.
Community features include a swimming pool, har tru tennis courts, pickleball courts, a petanque court, walking path and green spaces. Oyster Bay Yacht Club, a privately operated facility with a restaurant, marina, dock, pool and fitness room is also located within the neighborhood, contributes to the community’s boating-oriented setting.
Homes in Oyster Bay Harbour
Oyster Bay Harbour is not a community of identical homes. It includes custom residences of different ages, sizes, architectural styles and construction types, as well as occasional vacant homesites.
Depending on location, properties may offer wooded surroundings or views of lakes, marshes, creeks or the Amelia River. Individual homes may also differ in elevation, flood-zone designation, insurance considerations, condition, improvements and association obligations.
That variety makes property-specific guidance especially important. A price-per-square-foot comparison alone may not account for differences in views, lot characteristics, construction, updates, outdoor living areas, garages, docks or other features.
When helping a buyer evaluate an Oyster Bay Harbour property, I can assist with comparing:
Recent neighborhood sales
Location and view characteristics
Property condition and improvements
Elevation and available flood information
Homeowners association fees and documents
Insurance considerations
Inspection findings
Resale positioning
Island-versus-mainland location preferences
Where Is Oyster Bay Harbour?
Oyster Bay Harbour is located in Fernandina Beach in Nassau County, Florida. The community is on the mainland side of the Amelia River, offering access to Amelia Island and other Northeast Florida destinations.
Residents can reach historic downtown Fernandina Beach, Amelia Island beaches, shopping, dining, medical services and major transportation routes from the community. Travel times vary with traffic and destination.
Oyster Bay Harbour should not be confused with a community located directly on Amelia Island. It has a Fernandina Beach mailing address while occupying a mainland coastal setting near Amelia Island.
This distinction is valuable for buyers comparing Amelia Island, Fernandina Beach and Yulee-area properties.
Work With an Oyster Bay Harbour Resident and Local Broker
I’m Colleen Gerke, a Florida Real Estate Broker and the Owner of Close With Colleen Real Estate. I’m also an Oyster Bay Harbour resident, and my brokerage office is located in the Bay House within the community.
Living and working here gives me firsthand familiarity with the neighborhood’s homes, surroundings and real estate activity. I closely follow new listings, pending contracts, completed sales and buyer interest within Oyster Bay Harbour.
For buyers, that means thoughtful guidance about individual properties—not simply general information about the neighborhood. I can help you compare homes, understand relevant documents and property considerations, arrange showings and develop an offer strategy based on your objectives.
My boutique brokerage was created to provide responsive, individualized service. When you work with Close With Colleen Real Estate, you work directly with the broker and owner.
Join the Oyster Bay Harbour Buyer List
Are you looking for a home or homesite in Oyster Bay Harbour? Tell me what matters most to you, and I will send relevant listing updates and contact you personally when an opportunity may fit your criteria.
By submitting this form, you agree that Colleen Gerke and Close With Colleen Real Estate may contact you regarding your property search. Your information will not be sold or shared for unrelated marketing purposes. You may unsubscribe from email updates at any time.
What Clients Say About Working With Colleen
“We were referred to Colleen as a Buyer’s Agent by an acquaintance that said she was THE EXPERT for properties in Oyster Bay. She was an ASSET throughout the process of: looking - always making herself available to show us properties, offering, and finally buying. She is extremely professional. articulate, organized, communicative, and proactive in dealing with the selling agents. Looking for a Realtor – CALL COLLEEN.”
— Eric Lawrence, Buyer“Colleen represented us on our purchase of our home in Oyster Bay. She and her team did an excellent job, up to closing and beyond. We couldn't be happier.”
— Mike Roess, Buyer“Colleen did an outstanding job for us, going above and beyond what we expected by helping us as new “first time” vacant “LOT” owners to build our dream home. We highly recommend using Colleen whether you want to build from the ground up or buy a beautiful home already established in any community in Fernandina Beach, Yulee, and Amelia Island.”
— Barbara Dyer, BuyerDo You Own a Home in Oyster Bay Harbour?
If you are considering selling—or simply want to understand how your property may fit into today’s market—I offer personalized Oyster Bay Harbour home valuations based on the home’s particular location, features, condition and relevant neighborhood sales.
Frequently Asked Questions About Oyster Bay Harbour
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Yes. Oyster Bay Harbour is a gated residential community in Fernandina Beach, Florida. Buyers should review current association documents and access procedures as part of their property investigation.
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No. The neighborhood includes interior properties that sit on lakes, as well as homes with marsh, creek or river settings. View and waterfront characteristics should be verified for each property.
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Oyster Bay Harbour has a Fernandina Beach address but is situated on the mainland side of the Amelia River near Amelia Island.
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Some homes do come with a transferrable membership to the in-neighborhood Oyster Bay Yacht Club (with applicable transfer fees). However, others do not. Equity memberships can be purchased to the club on all homesites in the community. Buyers should verify current membership availability, costs, marina arrangements and access directly with the Oyster Bay Yacht Club.
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Inventory changes throughout the year and can sometimes be limited. Buyers can join the Oyster Bay Harbour Buyer List to receive relevant listing updates.
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Colleen Gerke is a Florida Real Estate Broker, an Oyster Bay Harbour resident and the Owner of Close With Colleen Real Estate. Her brokerage office is located in the Bay House within Oyster Bay Harbour.
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Call or text Colleen Gerke at (904) 866-1211, email Colleen@CloseWithColleen.com or complete the buyer form on this page.

